Our current credit and debit cards will charge per ATM swipe as well as tack on 3-5% (depending on the card) foreign transactions fee--I guess it's costly to multiply the Belizean dollar x2--!!?? My goal is to NOT pay any of those fees while in Belize.
During this research time, having to read the fine print, I found many misleading ads for credit/debit cards. The number of cards with "perks"--travel, points, etc.-- is enormous. Personally, I don't want to keep track of all that mumbo jumbo, it all comes with a price--either ATM transaction fees ($2-$5/swipe) and/or F/X (foreign transaction) fees and annual fees--don't forget about the interest rates, I saw them as high as 29%!
So, I went to the local branch. Paperwork in hand. Neurotic as I am, asked the same questions. Really? REALLY. Submitted the paperwork along with a check to open the accounts and now get to wait about 10 days until the cards arrive to test the waters.
Schwab Bank High Yield Investor Checking Account and linked Schwab One Brokerage Account